FAQ

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Down Payment/Closing Cost Grant

What areas are eligible to participate in the Down Payment and Closing Costs Program?

The service area for the program include Caddo, Comanche, Cotton, Grady, Kiowa, Stephens and Tillman Counties in the state of Oklahoma.

If an application is submitted after the closing of a house, can the applicant receive the Down Payment & Closing Cost grant money?

No, the grant money will be paid directly to the closing company unless otherwise agreed upon between CNHA and the client. For example, if some of the grant money is to be used for a home inspection, then the applicant will need to submit the invoice so that payment can be made directly to that service provider.

Are there income guidelines for the Down Payment and Closing Cost Grant?

Yes.

What is the maximum amount I can receive through the Down Payment and Closing Cost Grant?

$15,000.00 for Elders, age 55 and over, or $10,000.00 for all others.

Do I have to repay the Down Payment & Closing Cost Grant that I receive from the CNHA?

Not if you do not sell the house in accordance with the terms of the Useful Life Agreement. Call for more information.

What expense does the Down Payment & Closing Cost Grant Cover?

Earnest money, appraisal fee, home inspection fee or any other monies needed for closing.

Do I have to be a first time homebuyer to qualify for the Down Payment and Closing Cost Grant?

No, but you cannot have been a previous recipient of the grant.

How do I get qualified for a Down Payment and Closing Cost Grant through the CNHA?

Client must fill out a complete application.

Elder Program

What areas are eligible to participate in the Elder Program?

The service area for the program include Caddo, Comanche, Cotton, Grady, Kiowa, Stephens and Tillman Counties in the state of Oklahoma.

Who takes care of the maintenance after the repairs were made with the help of the Elder Program?

The homeowner is responsible for all maintenance to the home once the warranty period (if any) ends. If repairs or rehabilitation services do not carry a product or service warranty, the responsibility for maintenance becomes the homeowners once the notice of completion is signed. A representative of the Housing Authority will meet with the homeowners in the home to go over any questions they might have concerning maintenance. Once an individual has utilized the maximum amount on their home, the applicant will not be eligible for any other assistance for that particular home for a period of two (2) years.

What can I do if I disagree with action taken under the Housing Authority’s Elder Program?

You may appeal action by the CNHA’s Elder Program in writing with all pertinent information, or request a hearing before the Executive Director who will render a final decision.

With the assistance of the Elder Program, how will I be advised that the work on my home has been completed?

You will select the contractor that you want to complete your work and submit the contractor’s quote to the Elder program representative for approval.

You will communicate directly with your contractor of choice to approve the work schedule and you will be requested to verify to the Elder program representative your acceptance and approval of the completed project.

What is covered by the Elder Program if I have to vacate my home while repair or rehabilitation work is being completed?

You will be notified by the Housing Authority office that you must vacate your home if:

  • It is scheduled for major repairs or rehabilitation requiring that all occupants vacate the home for safety reasons; or
  • If the repairs or rehabilitation would leave the occupants without heat, electricity or water during a period of extreme temperatures.

If you are required to vacate the premises for the duration of the construction, the Housing Authority may assist you on a case by case basis. The expense for relocation will be charged to the Elder Program.

With the assistance of the Elder Program, who will perform the repair/rehabilitation of the work to be done?

Qualified construction trade persons employed by this organization or qualified contractors will perform the repairs/rehabilitation to the home under the supervision provided by the Housing Authority.

Who in the Elder Program is responsible for identifying what work will be done on my home?

A CNHA representative and the applicant will work collectively to identify the work to be done on the home. The CNHA will be responsible for communication and coordination of material and services to be accomplished by the CNHA maintenance personnel or contractor.

With the Elder Program’s assistance, how long will I have to wait for the repairs to my house?

The length of time it takes to accomplish the work to be done on your dwelling is dependent on:

  • Availability of funds;
  • The type of work to be done;
  • The climate and seasonal conditions where the home is located;
  • The availability of the field service work force;
  • Your position on the approved waiting list.

Note: You should update your application yearly. You must meet eligibility at the time of assistance.

Who administers the CNHA Elder Program?

The CNHA Elder Program is administered by the Housing Management Department of the Comanche Nation Housing Authority under funding provided by the Department of Housing and Urban Development and defined under the Indian Housing Plan.

Rental Program

How long can a friend/visitor/relative stay at my house?

30 days.

If I was a previous tenant can I reapply?

Yes, five years after the date you left assuming you left in good standing.

Can I add another person to my household?

Yes. You need to notify CNHA of any changes to your family composition.

Are tenants responsible for repairs?

Tenants are responsible for all damages except normal wear and tear.

Can anyone apply for housing?

Yes, but CNHA has a Comanche tribal preference.

How often do I update to remain on the waiting list?

Periodically, but if you have changes such as income, family size, phone numbers, or address you need to report those changes immediately.

Does CNHA have preferences?

Yes. Comanche, Elderly, and people with families.

Can a single person apply for Housing?

Yes

Does CNHA have emergency housing?

No

Where are the CNHA units (houses) located?

Comanche, Caddo, Kiowa, Cotton, and Tillman counties.

How long is the application waiting list?

There is not a specific time frame, due to availability of units.

Student Housing

How long can a friend/visitor/relative stay at my house?

30 days.

If I was a previous tenant can I reapply?

Yes, five years after the date you left assuming you left in good standing.

Can I add another person to my household?

Yes. You need to notify CNHA of any changes to your family composition.

Are tenants responsible for repairs?

Tenants are responsible for all damages except normal wear and tear.

Can anyone apply for housing?

Yes, but CNHA has a Comanche tribal preference.

How often do I update to remain on the waiting list?

Periodically, but if you have changes such as income, family size, phone numbers, or address you need to report those changes immediately.

Does CNHA have preferences?

Yes. Comanche, Elderly, and people with families.

Can a single person apply for Housing?

Yes

Does CNHA have emergency housing?

No

Where are the CNHA units (houses) located?

Comanche, Caddo, Kiowa, Cotton, and Tillman counties.

How long is the Student Housing Program application waiting list?

There is not a specific time frame, due to availability of units.

How long is the application waiting list?

There is not a specific time frame, due to availability of units.