Down Payment and Closing Cost Grant


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Home SaleIn the process of providing safe, affordable housing for enrolled Comanche Tribal members living within the service area designated by the Medicine Lodge Treaty of 1886 (Caddo, Comanche, Cotton, Kiowa and Tillman Counties) of the CNHA, it has been determined that many Native American families have the credit history and financial potential to secure a home loan from a private lender.  The purpose of the Down Payment & Closing Cost Grant is to provide assistance with all costs associated with the closing of a home mortgage loan.

NOTE: To qualify for this program you must meet the income eligibility requirements.

Environmental Review must be completed before funds can be release.  This process may take up to 60 days.  Do not schedule closing dates until Environmental Review is completed.  Contact the regarding the process.


  Grant Application

Download a DP & CC Grant application in Adobe PDF format.  This application includes form fields that can be used to enter your information electronically.  The application can then be printed and/or saved for your convenience.


Applications can also be obtained from the CNHA office.

Participants must complete this application and provide the following documentation listed below.

  • Copy of the loan approval letter from bank
  • Copy of the contract and estimated closing cost
  • Copy of last 2 pay stubs
  • Copy of last two year's W-2's (If self-employed, complete copy of last year's Tax Returns, including ALL schedules)
  • If Social Security, Retirement or Disability income used must have copy of most recent awards letter showing monthly benefit
  • Copy of driver's license and social security card for each applicant (not children)
  • Copy of CDIB cards


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Funding Amount

The CNHA must be informed by the applicant of all related costs to the purchase of the home including; down payment, earnest money, appraisal fee, home inspection, etc.  The Down Payment & Closing Cost Grant covers these expenses up to $15,000.00 for Elders, age 55 and over, or $10,000.00 for all others.

Once the CNHA receives a settlement statement from the lender, the DP & CC Grant funds will be issued on the next available check day.

Clients who receive Grant Funding do not have to pay back the CNHA for the amount received.

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Frequently Asked Questions

Q:  How do I get qualified for a Down Payment and Closing Cost Grant through the CNHA?
A:  Client must fill out a complete application.

Q:  Do I have to be a first time homebuyer?
A:  No, but you cannot have been a previous recipient of the grant.

Q:  What expense does the Down Payment & Closing Cost Grant Cover?
A:  Earnest money, appraisal fee, home inspection fee or any other monies needed for closing.

Q:  Do I have to repay the Down Payment & Closing Cost Grant that I receive from the CNHA?
A:  Not if you do not sell the house in accordance with the terms of the Useful Life Agreement. Call for more information.

Q:  What is the maximum amount I can receive?
A:  $15,000.00 for Elders, age 55 and over, or $10,000.00 for all others

Q:  Are there income guidelines?
A:  Yes.

Q:  If an application is submitted after the closing of a house, can the applicant receive the grant money?
A:  No, the grant money will be paid directly to the closing company unless otherwise agreed upon between CNHA and the client. For example, if some of the grant money is to be used for a home inspection, then the applicant will need to submit the invoice so that payment can be made directly to that service provider.

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1918 E Gore Blvd • Lawton, OK 73501 • 580.357.4956 • 877.263.7042